From first-time buyers to seasoned investors, we guide you through every step of the home loan process with personalized service, competitive rates, and programs for every situation.
30-Yr Fixed
6.125%
15-Yr Fixed
5.625%
FHA 30-Yr
5.875%
VA 30-Yr
5.500%
Loan Programs
Whether you're buying your first home, building new, or investing in property, we have a program designed for you.
Traditional financing with fixed or adjustable rates. As little as 3% down for qualified buyers.
Learn moreGovernment-backed loans with just 3.5% down. Perfect for first-time buyers and flexible credit.
Learn moreZero down payment for veterans and active-duty service members. Competitive rates with no PMI.
Learn moreZero down financing for eligible rural and suburban properties. Income-based qualification.
Learn moreFinance high-value properties exceeding conventional limits. Flexible terms for luxury homes.
Learn moreBuild your dream home from the ground up. Single-close loans simplify the entire process.
Learn moreFHA, Conventional, VA, and USDA financing available for manufactured and modular homes.
Learn moreFinance your purchase and renovations in a single loan. Ideal for fixer-uppers.
Learn moreWhy Choose Us
We set a high standard in the mortgage industry with a commitment to quality customer service, carefully guiding you through the home loan process.
Work directly with a dedicated loan officer who understands your goals and guides you every step of the way.
Conventional, FHA, VA, USDA, Jumbo, Construction, Rehab — we match you with the right program, not the other way around.
As a division of SaveUnited.org, our mission is to make homeownership accessible to all Americans, not just maximize profit.
Key Steps
We keep the process simple and transparent so you always know what's happening and what comes next.
Tell us about your goals and finances. We'll identify the best loan programs for your situation.
Shop with confidence using your pre-approval letter. We work with your realtor to keep things on track.
Once you've found the one, we lock in your rate and handle the paperwork, appraisal, and underwriting.
Sign the final documents and get your keys. Welcome home — we'll be here if you ever need us again.
Mortgage Calculator
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Estimated Monthly Payment
$1,944
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Testimonials
“HomeKey made buying our first home incredibly easy. From application to closing in just 18 days. Our loan officer Sarah was available whenever we had questions.”
“I refinanced and saved $340/month. The process was entirely digital — I never had to visit a branch or mail paperwork. Highly recommend.”
“As a veteran, I was thrilled with how HomeKey handled my VA loan. Zero down, amazing rate, and they truly understood the VA process.”
Get in Touch
Whether you're buying, building, or refinancing, our team is here to help you find the right loan. Reach out and we'll get back to you within 24 hours.